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Union Bank, FCMB Shift USSD Charges to Airtime Instead of Bank Accounts

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Union Bank, FCMB to Deduct USSD Charges from Airtime Starting July

Beginning July 1 and 2, Union Bank and First City Monument Bank (FCMB) will implement a new billing system for USSD banking services. Customers will now be charged directly from their airtime balance rather than from their bank accounts. This change follows the Nigerian Communications Commission (NCC)’s directive mandating mobile network operators to handle USSD billing under an end-user billing model.

In an email to customers, Union Bank stated that the new approach is designed to ensure compliance with NCC’s updated policy, which shifts the responsibility of charging users to telecom providers. FCMB also notified its customers via SMS, confirming the airtime deduction system will take effect from Wednesday, July 2.

With this update, both banks have joined other financial institutions in adopting the NCC’s model, where telecom operators charge a standard ₦6.98 per 20-second session directly from users’ airtime. This effectively removes banks from the fee collection process.

The transition comes after prolonged disagreements between banks and telecom operators regarding unpaid USSD service fees. By the end of 2024, telcos had reportedly provided over ₦200 billion worth of USSD services, with claims that much of the payment was unremitted by banks.

Union Bank assured customers that each USSD session will now begin with a consent prompt, allowing users to approve the charge before their airtime is deducted. The bank clarified that charges will only apply when services are available and successfully processed. Customers who prefer to avoid airtime deductions can opt for mobile apps or internet banking.

Similarly, FCMB emphasized that the ₦6.98 charge will now be deducted from airtime and that users must provide consent before any fee is applied.

This revised billing method aims to improve transparency and ensure telecom providers receive direct payment for USSD services. Customers are encouraged to maintain sufficient airtime balances to continue using USSD channels effectively.

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Discover Life-Changing Digital Products You Can Buy on Selar Today

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In today’s fast-paced world, knowledge truly is power. The people who thrive are those who continuously invest in themselves. Whether you want to learn a new skill, start a side hustle, improve your finances, or build a healthier lifestyle, the right digital product can open doors to opportunities you never imagined.

That’s why millions of smart people across Africa and beyond are choosing Selar—one of the largest digital product marketplaces. From ebooks, online courses, masterclasses, templates, business blueprints, and more, Selar gives you access to tools that can transform your life.

Why You Should Invest in Digital Products

  1. Instant Access – No waiting, no shipping delays. Get your product immediately and start applying what you learn today.

  2. Affordable Learning – Instead of wasting years figuring things out, you can gain insights directly from experts who have already succeeded.

  3. Proven Results – Every product is created by professionals with strategies and methods that have worked for them—and will work for you too.

  4. Lifetime Value – Buy once and keep coming back. You can re-learn, refresh, and apply the knowledge whenever you need it.

Who Needs These Digital Products?

These products are designed for:

  • Business owners who want to increase sales, attract more customers, and scale their operations.

  • Students and young professionals looking to master in-demand skills like digital marketing, UI/UX design, forex trading, or freelancing.

  • Entrepreneurs eager to discover profitable side hustle opportunities.

  • Anyone who wants to grow in health, wealth, and personal development.

How to Get Started on Selar

  1. Choose a Product – Below is a carefully selected list of high-value digital products that have helped thousands of people.

  2. Click the Link – Each product includes a direct link to purchase securely via Selar.

  3. Start Learning & Applying – You’ll gain instant access so you can begin your journey right away.

Recommended Digital Products You Can Buy Today

Here are some of the top digital products available now:

Final Thoughts

Investing in the right digital products can change your life, career, and finances. Instead of spending years figuring things out on your own, you can leverage the wisdom of experts and start seeing results faster.

Don’t wait—take action today. Each product listed above is designed to equip you with skills, knowledge, and opportunities that will continue to pay off for years to come.

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business

Discover Life-Changing Digital Products You Can Buy Today on Selar

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In today’s world, knowledge is power—and the people who succeed are those who invest in themselves. Whether it’s learning a new skill, starting a side hustle, improving your finances, or building a healthier lifestyle, the right digital product can open doors to opportunities you never imagined.

That’s why millions of smart people across Africa and beyond are turning to Selar, one of the biggest marketplaces for digital products—from ebooks, online courses, masterclasses, templates, to business blueprints and more.

Why You Need These Digital Products

  1. Instant Access – No waiting, no shipping. Buy now and start learning or applying immediately.
  2. Affordable Investment – Instead of spending years figuring things out, you can learn from experts who’ve already succeeded.
  3. Proven Results – These products are created by professionals who have tested strategies and methods that actually work.
  4. Lifetime Value – Once you purchase, you can always come back, re-learn, and apply the knowledge again and again.

Who Can Benefit from These Products?

  • Business owners who want to grow sales, attract more customers, and scale faster.
  • Students and young professionals looking to learn in-demand skills like digital marketing, UI/UX, forex, or freelancing.
  • Entrepreneurs searching for side hustle opportunities to increase income.
  • Anyone who wants to improve in health, wealth, and personal development.

How to Get Started

  1. Choose a Product Below – I have carefully selected high-value digital products that have helped thousands of people.
  2. Click the Link – Each product has a direct link to purchase securely through Selar.
  3. Start Learning & Applying – You’ll receive instant access so you can begin right away.

Recommended Digital Products You Should Buy Today

(This is where you will list your affiliate product links with a short description for each, for example:)

  • Digital Marketing made Simple

https://selar.com/p/19b4zi?affiliate=8fpr

  • Affiliate Marketing Simplified

https://selar.com/p/323311?affiliate=emzc

  • Rare Easiest Affiliate Marketing Blueprint (REAMB)

https://selar.com/p/1482w7?affiliate=n3bz

  • The Top Level Video Editing Masterclass

https://selar.com/p/8yi8?affiliate=9agp

  • Crypto Profit Kit

https://selar.com/p/ejtf?affiliate=kjn7

  • Beginners and Advanced Crypto

http://Womenincrypto.selar.com/oqgd?affiliate=9cjc

  • Mini Beginners Course to Invest in Crypto Currency

https://selar.com/p/jsn1?affiliate=8lyn

  • Online IELTS Training PRO Edition (2022-)

https://selar.com/p/9v47?affiliate=rodi

  • Ghostwriting Income Generator

http://dangig.selar.com/qelh?affiliate=gxd5

  • Ghostwriting Income Network

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  • Ghostwriting Money Magnet(GMM)

http://olaleregmm.selar.com/g84813?affiliate=3646

  • 7 Figure Meta Ads Academy

https://selar.com/p/6h15b7?affiliate=ccze

  • Simplified Online Survey Guide (GET PAY IN POUNDS)

https://selar.com/p/7210p5?affiliate=mwt8

  • Affiliate of Affiliate Marketing Sales Secret (AMSS)

http://victornathel.selar.com/k4gk?affiliate=iqxg

  • Life Of Options Program (LOOP)

https://selar.com/p/yotn?affiliate=co2u

  • Profitable Freelancing Academy

https://selar.com/p/4163r7?affiliate=s8ba

  • Mobile Videography Course: Learn How to Create Quality Videos with your Phone

https://selar.com/p/k7xi?affiliate=tpwp

  • Trade Like TONYSNIP3R

https://selar.com/p/i02p3k?affiliate=s25x

Final Thoughts

Investing in the right digital products can transform your life, career, and finances. Instead of wasting years trying to figure things out, you can leverage the experience of experts and start seeing results immediately.

Take action today by choosing from the products above. Each one is designed to equip you with skills, knowledge, and opportunities that will pay off for years to come.

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We are Hiring: Social Media Growth Ambassadors (2 Positions)

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Remote | Part-Time or Flexible Hours

Are you active on social media and passionate about business, jobs, and opportunities?
Do you know how to attract attention, spark engagement, and drive traffic online?
Then this opportunity is for you!

Role Overview:

We are looking for 2 dynamic individuals to serve as Social Media Growth Ambassadors for GlobabizEmpire.com — a trusted online platform for global jobs, business insights, and income opportunities.

Key Responsibilities:

  • Promote GlobabizEmpire.com consistently on Facebook, Instagram, WhatsApp, TikTok, or X

  • Share daily job updates, business news, and smart money tips from the website

  • Drive website traffic using content, trends, reels, and referral links

  • Respond to DMs/comments and convert viewers into website visitors

  • Provide weekly reports on reach, impressions, and traffic performance

What You’ll Need:

  • A strong presence on social media (min. 2,500 followers on at least one platform)

  • Great communication skills and social media creativity

  • Consistency and accountability

  • Passion for helping people grow their careers or income

What You’ll Get:

  • Monthly stipend + performance-based bonus

  • Opportunity to grow your personal brand with us

  • Free digital training + content materials

  • Certificate of Digital Advocacy (upon successful campaign)

How to Apply:

Send us a message with:

  1. Your full name

  2. Link to your active social media profiles

  3. Short message on why you are the perfect fit

  4. Screenshot of your past engaging post (if available)

Email: [email protected]
WhatsApp: +234 8153507382
Deadline: August 22, 2025

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